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    <loc>https://docs.pay.aptahq.com/api-reference/beneficiaries/list-saved-beneficiaries</loc>
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    <loc>https://docs.pay.aptahq.com/api-reference/beneficiaries/update-a-saved-beneficiary</loc>
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    <loc>https://docs.pay.aptahq.com/api-reference/collections/otp-pin-3ds-step</loc>
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    <loc>https://docs.pay.aptahq.com/api-reference/payouts/send-money-—-money-out</loc>
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    <loc>https://docs.pay.aptahq.com/api-reference/reference/account-number-to-account-name</loc>
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    <loc>https://docs.pay.aptahq.com/api-reference/reference/delivery-banks-for-a-country</loc>
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    <loc>https://docs.pay.aptahq.com/api-reference/reference/provider-wallet-balances-per-currency-the-shared-pool</loc>
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    <loc>https://docs.pay.aptahq.com/api-reference/refunds/reversals-—-currently-a-hard-501-always</loc>
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    <loc>https://docs.pay.aptahq.com/api-reference/transactions/fetch-one-transaction</loc>
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    <loc>https://docs.pay.aptahq.com/api-reference/transactions/list-this-tenants-transactions</loc>
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    <loc>https://docs.pay.aptahq.com/guides/payouts</loc>
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    <loc>https://docs.pay.aptahq.com/guides/testing</loc>
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    <loc>https://docs.pay.aptahq.com</loc>
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